Terms of Service

By accessing or using Bizitpay, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this service.

Permission is granted to use Bizitpay for personal or commercial purposes, subject to the following restrictions:

• You must not use the service for any illegal or unauthorized purpose
• You must not violate any laws in your jurisdiction
• You must not transmit any malicious code or viruses
• You must not attempt to gain unauthorized access to our systems

To use certain features of Bizitpay, you must register for an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

Platform Fees

Bizitpay charges a 2% platform fee on all successful transactions for Sellers (Vendors). Connector affiliates are charged a 2% platform fee on their commission earnings only when the deal commission rate is 5% or higher. Connectors on deals with a commission rate below 5% pay no platform fee. Additional payment processor fees (Paystack, Flutterwave) apply as per their standard rates.

Escrow Protection

When a buyer makes a payment through Bizitpay, funds are held securely in escrow until delivery is confirmed. Neither the seller nor the connector can access these funds until the buyer confirms receipt or the protection window expires. In the event of a dispute, Bizitpay may intervene and apply a split, full release, or full refund at its discretion.

Payouts

You may withdraw your available wallet balance at any time, subject to:

• Minimum withdrawal amounts as specified in your dashboard
• Verification of your identity and payment details
• Compliance with anti-fraud and anti-money laundering requirements
• Completion of any pending escrow or dispute resolution period

Refunds and Disputes

Refunds are handled on a case-by-case basis through our dispute resolution process. You are responsible for fulfilling your service or product delivery obligations. Bizitpay may assist in dispute resolution but is not liable for transaction disputes between buyers and sellers.

Bizitpay operates a Deal Network that allows registered Connector Affiliates to promote vendor offers and earn commissions on successful sales. By participating in the Deal Network, you agree to the following:

• Vendors may list their services or products on the Deal Network with a defined commission rate. By doing so, they agree to honor the commission rate for any sale made via a connector referral link.
• Connectors may generate unique referral links and share them across social networks. Connectors must not misrepresent, spam, or use deceptive marketing practices when promoting offers.
• Commission earnings for connectors are held in pending escrow until the buyer confirms delivery and the protection window clears.
• Bizitpay reserves the right to remove any offer or suspend any connector who violates these terms or engages in fraudulent activity.

Vendors who list products or services on BizitMart may opt-in to automatic synchronization with the Bizitpay Deal Network. By enabling this integration, vendors authorize Bizitpay to:

• Publish their product or service details (title, description, price, image) to the Deal Network
• Allow registered connectors to generate referral links for their listings
• Hold and manage escrow for any payments made through the referral network

Vendors without an existing Bizitpay account will receive an invitation email. Any earnings generated before account creation are held securely in escrow and transferred upon account registration.

You may not use Bizitpay to:

• Engage in fraudulent or illegal activities
• Sell prohibited goods or services
• Violate intellectual property rights
• Harass, abuse, or harm others
• Distribute spam or unsolicited communications
• Manipulate or abuse our platform features
• Create fake referral clicks or inflate commission figures artificially
• Use bots or automated tools to generate fraudulent transactions

You retain all rights to the content you post on Bizitpay. By posting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display your content solely for the purpose of providing our services.

We reserve the right to terminate or suspend your account at any time, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties, or for any other reason.

You may terminate your account at any time by contacting support. Upon termination, you will still be able to withdraw any remaining settled balance in your account. Any funds in active escrow will be resolved according to our escrow policy.

Bizitpay and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service.

Our total liability to you for any claims arising from your use of the service is limited to the amount of fees you paid to us in the 12 months prior to the claim.

You agree to indemnify and hold harmless Bizitpay and its affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of the service or violation of these Terms.

We reserve the right to modify these Terms of Service at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the service after changes constitutes acceptance of the new Terms.

These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions.

If you have any questions about these Terms of Service, please contact us at:

Email: support@bizitpay.com
Address: Abuja, Nigeria